Ten plans to facilitate financial Omorkm and save your money

Ten plans to facilitate financial Omorkm and save your money

D. Saad bin Saleh Alroata Sharif

Under Prince Sultan University of Administrative and Financial Affairs
The first plan: -Charity .. He also said Mustafa peace be upon him what lack of money from the charity, but only led but only led but only led) in a manner Withholding Monthly, Vtstqta of your salary to calculate a relative needy sending him monthly 5% of your salary, and if you find Vtstqta to a charity, and you'll find effect that, God willing, the blessing of the owner as the charity you avoid a lot of painful fates God that eat too much of your salary Comerdk and disease decimated, he said, peace be upon him Treat your patients charity
The second plan:Get rid of the debt: I seek refuge from the Prophet (predominance of religion and conquer men) make sure that the fleeing debt would flee from a lion .. Sit down with yourself and calculate your debts and write them in a special register, and whenever you provide the amount paid Grimk not Tak, if religion Hina of God Gverh for Shahid, in modern (forgive the martyr all his sins except debt. (
Plan C:Spend half your salary and saved the other half: Open another account in your bank and around him each month, 50% or 40% of your salary. If you can not start with the gradual 10% and then 15% in the next six months and then 20% and so on until you reach your goal is saving half your monthly income
Fourth plan:If great delight to buy something Vogelh weeks or months. This is because the human psyche like a child that wants something he wants to get it instantly, but delayed the purchase for the month you'll find that the desire to have abated or stillFifth Plan:Mark your spouse allowance constant. Pulled on the open lead to the erosion of your money and you do not know .. Give her a fixed amount sufficient month and informed her that hers worn him and adorned him and gift and give him charity. Knowledge economy and savings in this way .. If I asked you to increase in the month told her that I do not mind to give you money next month or part thereof. . However time Stertah you repeated requests, and the rest are prompted at every opportunity.And do not forget to increase the expense of Ramadan, and do not forget to also increase their expenses with each increase in salary the same percentage increase your salary. He said Prophet (best of the best to his family)
Sixth Plan:Dwell in the house fits your income. Big house cost more imposing expensive and more expensive to build and when inhabited cost more electricity and needs to be maid or خادمتين to clean, and all this eats your monthly and makes you captive for such expenses.Solution: go to a smaller home Elmk you and your children shares a and them close together see each other and hear some of you voted some rather big house who lives each child in a private room has its own bathroom do not see them only occasionally .. losing communication with your family and lose your savings and live for a long time to pay installments devoured most Monthly confused because of this big house ..And whisper to your ear:(When closed doors equally neighborhoods)There is no difference between those who live in the north or south of the townWhen everyone closes doors house them. .When convinced of that would give up to buy it in luxury neighborhoods.. The price of the land where the price is equivalent to a small house in the neighborhood average."Hallelujah and praise habitus and weighing ten and the ink of His words and the same satisfaction"
Seventh Plan:Do not buy a new car .. Lose the car approximately 10% of its value on exit from the show .. And lose the car from 30% to 40% of its value in two years. All of this decline in value is what you lose from your salary if you bought a new .. If you buy it has older model or Modelan you'll find that you have provided a sum of money you neediest LES of the Toyota Dealer!Hamsa: used car values ​​fall dramatically to issue a new form of the new model, here is a nice chance for you to Thoudy car had lost a large proportion of their value ..Agrk not people, they will not look Evedok When running your salary in the middle of the month and you have a car from the new formatEighth Plan:Not a romp in the market and enter the supermarket only a list of purchases: Picnic many places you can enjoy where you and your family, but the market is not one of them ..Especially if you're someone who wonders why salary runs out in the middle of the month ..Mark your wife write you a list of home purchases do not limit them, and resisted you want to buy anything you do not you write. Competing companies in the development of their goods in the front Display Stands to catch customers coming without a shopping list.So be clever and do not allow them in the review in Rizk your childrenNinth Plan:Do not buy anything unless (Cash) .. Stay away from the hell of installment has destroyed nations and we are on their way .. Not attractive Tgrk propaganda tempting .. Decided to buy something Vaud yourself to provide it to complete its value ... and do not be easy prey for installment companies.Hamsa: do not commit installment only in two things: your home and your wife MehrTenth Plan:Find you entered last. Search for Jobs evening or a business to support your monthly income .. But to avoid trade adventures calculated Kalmdharbh in the stock market and investing in companies that distribute obscene profits they are all eat your savings as Naralhisham eat ..
I hope this will be specific steps condensed Everyone wants to organize his affairs material ..
"Blessings on Muhammad and his family and companions in the first two and the othersIn Mullah high to the Day of Judgment "((((And not emptied God you enclave)))